Z Gallerie Card

*subject to credit approval. Defer Interest 1% Payment Required. No Interest if paid in full within 6, or 12 months. Minimum purchase required: $499 for 6 months; $999 for 12 months. When you use your Z Gallerie credit card account, Interest will be charged to your account from the date of purchase if the purchase balance is not paid in full by 6, or 12 months from date of purchase or if you fail to make any payment when due. A minimum payment of 1% or $5, whichever is greater, will be required during the promotional period. After the promotional period, the APR will be a variable rate, as of 06/01/10 APR is 24.99%, minimum monthly FINANCE CHARGE of $1.00. Online purchases are not eligible for Z Gallerie Card promotions such as the deferred interest, or the equal payment plans. Shop in stores or call 1-800-908-6748 to purchase products with your Z Gallerie Credit Card and be eligible for the credit card promotions.